People would be wise to not wade in on stuff they don't know about, at minimum not to state dumb erroneous things as fact.

Being intimately involved in riding level fundraising as well as convention fees and loans etc, I can assure you, I'm not one of those ignorant people you speak of. In fact, I'm very clear on the facts of such situations, as well as the amount of time it takes to record and return donation amounts which can easily be done on a weekly basis. To ensure that it's done quarterly should hardly be difficult unless you're dealing with an incompetent Financial Agent. In which case, I'd suggest a look at the books...but the bottom line is this. It's not as complicated as some people might like to make it out to be. Oh, and last time I checked, riding associations are definately a part of the larger organization and in this case, that's the Liberal Party of Canada. Best of luck to you in the next General Election!